• Merchant Management

Performance, Reliability, Availability

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Gain complete control of merchant management. With the relentless rise of internet and mobile commerce, it is easy to overlook the fact that the vast majority of consumer spending takes place in stores. Although the balance is shifting, the merchant of today has absolute reliance on payments infrastructure both in store but also online via mobile and internet.

Merchant Management from BPC Banking Technologies is hardware platform independent and designed to cater for the growing volumes of transactions and the increasing complexity of merchant relationships, whilst at the same time delivering the rock-solid dependability with the 99.999% service uptime that merchant acquirers need in order to support their customers 24x7.



Merchant Payment Solution





Agility Assured

Today’s merchants have to move fast – changing stock to meet rapidly changing customer demands, changing store configurations and locations to go where the customers are both on and off line. Merchant Management provides all the features needed to support these levels of business agility.

Its multi-institution support and unlimited hierarchies provide acquiring organizations – such as banks or payment processors – with the flexibility they need to match their business structure. For example the system can be configured by geography, merchant type, location or groups, or by corporate structure or business type. Acquirers can set up the system in line with their business structures, distributed structures can be established with separate P&Ls, and data can be gathered based on regions, stores, department or terminals.

New merchant relationships and terminals can be added in minutes. Merchant Management supports both automated and manual merchant application, and uses templates to speed up merchant and terminal registration.


Flexible pricing

SmartVista Merchant Management ensures complete flexibility on pricing to ensure any merchant can be treated differently via individual schemas. Flexible pricing supporting blended rates, Interchange + and Interchange ++ are standard. This also includes the ability to deploy multiple settlement netting methods and configurable payments cycles.


Reduced operational costs

SmartVista Merchant Management combines retail, internet and mobile in a single Omni channel solution which enables the consolidation of multiple systems into one. As processes are automated this also drives operational efficiencies.


With Merchant Management, acquirers can tailor their approach to each individual merchant enabling them provide differentiation while merchants stay competitive. The product is design to allow for flexible merchant pricing, blended rates, interchange + and interchange ++, together with multiple settlement netting methods and payments cycles.

Suitable for a wide range of organizations

Merchants and retailers with virtually any hierarchical structure can rapidly configure the system according to the specific structure of their enterprise.

Support made simple

With Merchant Management, operators have access via a GUI for a clear and complete picture of network terminals and the structure of trading companies including business address, terminal location, model and features, and other details of the terminal or business.

Out of the box support

Merchant Management from BPC supports Visa, MasterCard, American Express, Dinners Club, JCB, China Union Pay with all the regional mandatory changes supported via SLA. Supporting dynamic currency conversion, tokenization, HCE, contactless together with Apple, Android and Samsung pay products.

Merchant Management

Comprehensive Merchant Management



Case Study
State Bank of Mauritius


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