• Switch

High performance, real-time authorisation switching

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As transaction volumes grow and the number of transaction sources and destinations explodes, the pressure on switches is growing. With Switch from BPC, issuers, acquirers and processors can manage the fast-moving payments landscape and deliver the best levels of service to their customers.

Transaction Volumes


With Switch, you can directly connect external devices such as POS terminals or ATMs and integrate with electronic and mobile payments. Switch includes built-in interfaces for the most common types of ATMs and payment terminals, and international and regional payment networks. In other words, the system is easily adaptable to existing customer infrastructure. It connects readily with online banking systems and interacts with external payment systems providers.

Deployment Options

Multiple Deployment Options

Avoiding hardware vendor lock-in, Switch operates on a wide variety of industry platforms and hardware. It can be deployed to replace a legacy switch or work in parallel with existing systems. As all SmartVista modules are developed to fit and work together, Switch can be deployed alongside other modules to provide a complete end-to-end e-payments solution. If you need to simply upgrade your existing capabilities, Switch can do that too.

Optimized Routing

Optimised Routing

Switch’s proprietary algorithms optimize the routing of authorization requests. The message format can be quickly changed in accordance with specific requirements. Switch has extensive capabilities for managing payment networks, monitoring their condition and automatically reconnecting in case of problems. It also offers automatic control of security keys for multiple networks, including allowing the use of a unique set of keys for each new transaction, significantly improving payments security.



Switch supports:
EMV and contactless support EPAS interface support
3D Secure support  SEPA compliant
Tokenization capabilities  User friendly web interface (GUI)
Hosted Card Emulation support Extensive report capabilities
MasterCard MDES & Visa VTS integrated Comprehensive authentication support (biometrics 2 factor etc) 
Support for Fuel/Fleet payments  

Real time payments authorization

Switch supports authorization of payments in real time, sending authorization data between device and card issuer to ensure every transaction is managed effortlessly. It supports configurable message formats and provides continuous network management, third party online authorization, terminal management, and automatic key management.  

Easy to use administration console

Operators can use a web interface to monitor all connected channels and the overall system status.

Scalable and adaptable

With Switch’s modular kernel architecture, multiple modules can be used to handle different authorization requests. The solution operates in a wide range of environments, including an individual.

Customizable and reliable

Switch is highly customizable, and enables monitoring and recovery of external devices and systems to help you ensure the highest quality of service.

Network terminal management

With support for TCP/IP and X25 protocols, Switch allows for the customization of terminal screen message formats as well as the monitoring and recovery operation interfaces. Moreover, the solution includes all the necessary functionality for network terminal management. In case of failure, the continuous network monitoring system will automatically restore the connection.


High performance authorization switching




Case Study
State Bank of Mauritius


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