• Microfinance

Financial Inclusion Without Barriers

In many parts of the world, government goals for financial inclusion and poverty reduction are driving an increase in microfinance. In other parts of the world, organizations of all sizes are seeking to provide financial services to poor and low-income clients.

In addition to tailoring the services to meet client needs one of the biggest challenges is delivering the services where the customers are – in rural areas, often far from existing branch networks.
 

Request a Callback

Error message

  • Warning: array_merge(): Argument #2 is not an array in ctools_process() (line 763 of /home/bpcdemo/public_html/sites/all/modules/ctools/ctools.module).
  • Warning: array_unique() expects parameter 1 to be array, null given in ctools_process() (line 763 of /home/bpcdemo/public_html/sites/all/modules/ctools/ctools.module).

Reaching your Customers

While traditional channels such as branches and call centers have a role to play, they don't provide the access your customers need. Branches are typically located in towns and cities not in rural areas, and long phone calls to call centers are simply not affordable.

The solution is to use technology that is already in place and/or more portable. Mobile phones, mobile internet, Point-of-sale devices and ATMs can be used in more remote locations to provide your customers with access to their financial information.


Delivering the Right Products

Microfinance is not simply about smaller loans, the structure of the loans can be very different. For example solidarity lending – where loans are made to groups rather than individuals are often used. Some MFIs use sophisticated policies to guide their business, including the policies around how long people need to be regular savers before they can take out loans.


SmartVista

SmartVista for Microfinance has been designed to meet the needs of MFIs – it combines comprehensive functionality with unrivalled scalability, built-in security and complete flexibility. With this unique combination not only does SmartVista for Microfinance enable MFIs to reach their customers using virtually ubiquitous technologies but it also enables them to rapidly create innovative financial products to suit their needs.

Our solution utilizes the following SmartVista products

Switch

High performance, real-time authorization switching
With Switch from BPC, issuers, acquirers and processors can manage the fast-moving payments landscape and deliver the best levels of service to their customers.

Find out more

Cards & Wallet Management

Managing the complete customer relationship - In today’s fiercely competitive marketplace the key challenge in attracting and retaining cardholders is about delivering the product they want at a price they are willing to pay.

Find out more

Merchant Management

Comprehensive Merchant Management -
From setup to asset management, Merchant Management helps merchants deliver a superior level of service to merchant networks.

Find out more

English

Speak to an expert

To request a call back, 
simply complete the contact form.

We'll get back to you as soon as we can.
Find out more about our office locations here

 

About

Get in touch

Call us to speak with an expert